Our debt consolidation service is for the person or family that has become over-extended as a result of high interest rates, increasing medical expenses, job loss, and/or other factors which can result in high credit card or other types of debt. When you use our debt consolidation service you will pay much less and have more money for yourself every month. You will also have the benefit of debt consolidation, converting all of your unsecured debt into one easy payment. You will pay off your debt much faster. This is not a loan. No home equity or mortgage is required!